What Assets can be Seized

The attachment of assets can be done when there is a need to get a sum of money quickly or even when there is a debt and the lender decides to opt for this form of collection. Regardless of the case, there are rules about what assets can be seized.


Steps to follow:

1. On some occasions, pledging assets may be even more advantageous than applying for personal credit and even using the overdraft since your interest rate is lower. In Brazil, only Caixa Econômica Federal is authorized to carry out the attachment, which consists only of the interested party bringing the object that he intends to pledge to the financial institution. There, the good is evaluated, and it is necessary to have the personal documents in hand, besides the proof of residence.

2. The money is delivered at the same time and the maximum amount paid depends on how much you have in checking account. To recover what has been pledged, simply pay the amount borrowed by the bank, plus accrued interest. In addition, it is possible to renew this loan several times and even installment payment of the debt, which may extend up to 60 months. But what assets can be seized ? The most common is that people pawn jewelry , since they are the most accepted as well as noble metals and pearls. In order to define its value it is still considered its antiquity.

3. Other goods that can be pawned are watches, pens and silverware , although they are accepted only if they are original and have a significant price. Likewise, it works with gold pieces of less than 12 carats and palladium silver, which are pawned only if they are valuable or have artistic or historical value. In addition, even broken jewelry and lose gems can be accepted, since it is their precious metal weight which is taken into account to determine their value.

4. Even trinkets serve as pledge guarantees, provided they have at least 50% noble metal. When the value of the attachment loan is not paid within the negotiated term, the good goes to the auction. In addition, there is the seizure of assets as a result of debts, which are seized and auctioned. However, it is only in some situations that this occurs with the debtor, as in the case of him owing to financial institutions amounts referring to financing of real estate , vehicles and other goods with high value.

5. In this case, it is these assets that are pledged, since they already function as collateral for the financing itself. The lender can still pawn a good of the debtor when he knows that he has enough money and possessions to repay the debt. On the other hand, what can not be pawned are salary and other salaries (pension, retirement, etc.), the only property of the family (with some exceptions), furniture (provided they are not of values that extrapolate the average), clothing and personal accessories, professional objects, life insurance, savings up to 40 minimum wages, building materials, small rural property where the family works and public resources.

Source: investopedia.com

How to Find a Product to Sell Online

For extra entrepreneurs, deciding to begin an online event is an risk-taking journey, but its also further terrain that can be intimidating and difficult to navigate. maybe youve tried starting your own issue before, or maybe you’re planning your categorically first one. Regardless, every supplementary matter will present its own unique opportunities and challenges.


From choosing a product, evaluating it, validating the market, sourcing inventory, building your online storefront, promotion, and fulfillment, there’s a lot to learn.

One of the biggest hurdles for e-commerce entrepreneurs starting their online business is the enormously first step of figuring out what products to actually sell online. This seemingly mountainous substitute typically ends in the works innate the defense most people never actually start their online issue in the first place.

In an effort to incite aspiring ecommerce entrepreneurs, we have analyzed and reverse engineered hundreds of online businesses, their products and niches to put together the most total guide to back you zero-in on a product and niche, appropriately you can acquire started building your ecommerce business.

In this guide you’ll learn the fundamental types of product opportunities that exist, we will affect you the best places to search for ideas, you’ll learn how to comprehend publicize demand and investigate your idea and finally, we will incite you locate your suppliers.

We have a lot of showground to cover in view of that let’s begin the journey. Source: onetrend.info